Choose by area and by how you want to pay. The brand matters less than people think. SODIC and Palm Hills are both Cairo developers from the 1990s, both listed on the Egyptian Exchange, and their typical plan is identical: 5% in the first three months, then installments over 8 years.
The differences show up at the edges. Palm Hills has far more plans that start below 5% and run past 10 years, and many of them add a larger payment every year. SODIC more often asks for 10% or more up front and keeps every plan to 10 years or less. On price, Palm Hills has the cheaper way in for apartments in New Zayed and Fifth Settlement and for chalets in Ras El Hekma. On the coast, SODIC's standalone villas start far below Palm Hills'.
All figures below come from the payment plans and prices on WiserChat on 20 October 2026. Prices and offers change often, so treat them as a snapshot.
The two companies
| SODIC | Palm Hills | |
|---|---|---|
| Since | 1996, listed on the Egyptian Exchange since then as OCDI.CA | 1997, listed on the Egyptian Exchange |
| Owner | A consortium of Aldar and ADQ bought 85.5% in 2021 | Publicly listed, publishes its disclosures to the exchange |
| Where it builds | West Cairo, East Cairo, North Coast | West Cairo, East Cairo, Alexandria, North Coast, Red Sea |
| Delivery record it publishes | Says it delivered projects ahead of schedule 91% of the time; says it handed over VYE in June 2025, six months early | Reports 20,000 delivered units |
The delivery figures are each company's own claims, from SODIC's about page, SODIC's home page and Palm Hills' investor site.
Payment plans side by side
This counts 101 Palm Hills plans across 17 projects and 79 SODIC plans across 15 projects. Only plans whose payments add up to the full price are included.
| Palm Hills | SODIC | |
|---|---|---|
| Typical amount paid in the first three months | 5% | 5% |
| Plans asking less than 5% in the first three months | 40 of 101 (40%) | 8 of 79 (10%) |
| Plans asking 10% or more in the first three months | 22 of 101 (22%) | 31 of 79 (39%) |
| Typical plan length | 8 years | 8 years |
| Longest plan | 12 years | 10 years |
| Plans longer than 10 years | 16 | 0 |
| Plans with an extra payment every year | 23 | 0 |
| Maintenance deposit, where the plan states one | 8% in 37 of 38 plans | 8% in 18 of 21 plans |
A low start at Palm Hills often moves money into later years. One plan at Badya asks 1.5% at signing and 2% a month later, then adds a payment of between 4% and 7% every year on top of the monthly installments, over 11 years. Before you compare two monthly figures, ask for the full schedule, including the yearly payments.
SODIC's plans are simpler to read. Most ask 5% or 10% at signing, and none of them carry yearly extra payments.
Where both sell, and what it costs to get in
A starting price here is the lowest listed price for that kind of home in that project, in Egyptian pounds. The typical price is the middle of the listed prices.
New Zayed
| Project | Developer | Apartments from | Typical apartment | Townhouses from | Standalone villas from |
|---|---|---|---|---|---|
| Jirian Palm Hills | Palm Hills | EGP 7.9M | EGP 18.8M | EGP 22.8M | EGP 33.6M |
| Karmell New Zayed | SODIC | EGP 10.2M | EGP 18.8M | EGP 38.0M | |
| VYE SODIC | SODIC | EGP 30.8M | |||
| The Estates | SODIC | EGP 19.1M | EGP 28.2M | EGP 77.2M |
Jirian starts lower, but a typical apartment costs the same at Jirian and Karmell, EGP 18.8M. VYE, which SODIC says it handed over in June 2025, has only townhouses for sale right now, and The Estates has only a few villas left. See every project in New Zayed.
Fifth Settlement, New Cairo
| Project | Developer | Apartments from | Typical apartment |
|---|---|---|---|
| Palm Hills New Cairo | Palm Hills | EGP 10.3M | EGP 18.6M |
| 97 Hills | Palm Hills | EGP 28.7M | EGP 29.6M |
| Villette | SODIC | EGP 29.2M | EGP 34.1M |
For an apartment under EGP 20M in Fifth Settlement, Palm Hills New Cairo is the only one of the three that fits. Villette is the pricier address.
Ras El Hekma
| Project | Developer | Chalets from | Standalone villas from |
|---|---|---|---|
| Hacienda Waters | Palm Hills | EGP 14.5M | EGP 77.4M |
| Hacienda Blue | Palm Hills | EGP 25.0M | |
| Hacienda Ras El Hekma | Palm Hills | EGP 26.1M | EGP 82.2M |
| Ogami | SODIC | EGP 18.8M | EGP 49.0M |
| Caesar | SODIC | EGP 27.5M | EGP 46.1M |
| June | SODIC | EGP 30.8M |
This is where the two split most clearly. The cheapest chalet is at Palm Hills' Hacienda Waters. The cheapest standalone villas are at SODIC's Caesar and Ogami, about EGP 30M below the cheapest Palm Hills villa. See every project in Ras El Hekma.
Mostakbal City
| Project | Developer | Apartments from | Typical apartment |
|---|---|---|---|
| Capital Gardens | Palm Hills | EGP 11.7M | EGP 13.6M |
| Eastvale | SODIC | EGP 9.7M | EGP 19.4M |
Eastvale's apartments start about EGP 2M lower, but a typical apartment at Capital Gardens costs about EGP 5.7M less, and Capital Gardens has only a few apartments for sale. Eastvale also sells townhouses from EGP 34.1M and standalone villas from EGP 46.5M. See every project in Mostakbal City.
Where only one of them sells
On WiserChat, only Palm Hills of the two has homes for sale in 6th of October City, at Badya, PX and Palm Parks. It is also alone in the New Administrative Capital with Village De La Capitale, in Alexandria with Palm Hills Alexandria and in Sidi Heneish with Hacienda Heneish.
SODIC is the only one in Sheikh Zayed, where SODIC West is, and in New Heliopolis, where SODIC East is.
Which one fits you
- You want the smallest possible start. Palm Hills starts under 5% in 40% of its plans, against 10% at SODIC. Check the yearly payments before you sign.
- You want the longest time to pay. Only Palm Hills goes past 10 years, up to 12.
- You can pay 10% up front and want a plain schedule. SODIC's plans more often look like this, with no yearly extra payments.
- You want a standalone villa in Ras El Hekma. SODIC's Caesar and Ogami start lowest.
- You want a chalet in Ras El Hekma. Palm Hills' Hacienda Waters starts lowest.
- You want an apartment under EGP 20M in Fifth Settlement. Palm Hills New Cairo.
- You want to live in 6th of October, the New Capital or Alexandria. Only Palm Hills sells there. For Sheikh Zayed or New Heliopolis, only SODIC.
Tell Wiser your budget, how much you can pay up front and where you want to live. It will compare the units and plans at SODIC, Palm Hills and other developers that fit.